Have you received a notice of tax due from the IRS? With income tax filing season in the rearview mirror, many Americans will now have to deal with owing money for last year's taxes.
If you're in this situation, here are four steps to take when you get an assessment of taxes due.
Get a Second Opinion. Just because you filed your taxes doesn't mean you can't change them if you have new information.
Getting a home loan can be a tricky process that can take time and effort. If you want to buy a house and get the best loan possible for your situation, you may want to start looking into your options. As you do this, here are three important things to compare with the loan offers you receive from various lenders.
The Interest Rate
The number one thing to look for in a home loan is the interest rate.
Adjustable rate mortgages can be risky because they leave borrowers susceptible to the vagaries of market changes that could cause higher interest rates. However, there can be advantages to adjustable rate mortgages depending on a homeowner's unique situation.
Understanding the terms you're being offered when a lender proposes an adjustable rate mortgage is important to finding the best possible home loan. Being aware of the following tips on taking out an adjustable rate mortgage can allow you to capitalize on this mortgage loan product and avoid the drawbacks:
Payday loans tend to have bad reputations. When most people think of payday loans, they think of loan sharks and borrowers caught in debt hamster wheels. You might be surprised to know that payday loan companies charge reasonable interest rates and have great policies Here are the top six surprising facts about payday loans:
1. Most payday loans are small, with low fees.
The majority of payday loans are in amounts ranging from $100-500.
